Services
Our Business & Financial
Services
MEMBERSHIP RIGHTS
-Ordinary Shares.
-Preference Shares
-Term Deposit
-Solidarity Funds Contribution(40% of shares Subscribed or paid for)
SAVINGS
Ordinary Savings Account
Deposit Account
School Fees Savings Account
Anniversary Savings Account
Daily Savings Account
Diaspora Savings Scheme
Condolence Savings Scheme
MONEY TRANSFER
Internal Money Trannsfer
Network Money Transfer
Western Union Transfer
SERVICES
Life Savings Insurance mutual scheme
Bank Attestation
Bank Guarantee
Letter of Credit
Cheques Discounting
School Allowance Management Account
Payment of Salary for Civil Servants,Local Councils,Para-Public enterprises and Private Sector
LOANS
Project Financing
Project Partnership Financing
Real Estate Loan
Real Estate Partnership Financing
Contract Financing
SMS Development Financing
Overdraft
Working Capital Financing
School Development Project Loans
Ports Clearing of Goods Financing
Social Loans
Agric Value Chain Financing Loan Scheme
Golden Loan
Special Operations
This is an overview of the various products and services though not limited. We could develop procedure for the ones you may like.
To better understand our mode of operation and ORGANIGRAM,You could click on the link below to download a copy of our services and cooperate structure
Our Business & Financial
Explanation of some of our services
SHARES ACCOUNT
This is the account that makes you a member and an owner. Shares can be increased decision of the General Meeting provided that the total shares of GSCCUL should constitute 20% of total assets as required COBAC.
SAVINGS ACCOUNT
Money saved in this account represents your permanent capital which yields interest monthly but paid to you yearly. This is the most income generating account to members.
DEPOSIT ACCOUNT
This is an account in which money is deposited and withdrawn at any time without notice, but for hug sums. It is an account which secures money for daily use.
LOANS ACCOUNT
You can only obtain a loan when you need money and when you are sure of the means to repay the loan.GSCCUL however, encourages members to obtain loans especially for productive ventures.
GROUP ACCOUNTS
Apart from personal account, groups such as families, njangi groups, village councils, churches, schools, developmental organizations, clubs etc are encouraged to open their accounts with GSCCUL for the safety of their group money.
MINOR ACCOUNTS
Through GSCCUL the future of your children can be prepared opening a savings account for your child even from the date of birth.
Special Operations
We perform other special operations and related
services
Overdrafts
You can get over drafts from us
at the most convineint rates